P.F.C. is debit at heart. We make sure our customers can keep tabs on their money before granting them more credit.
We are clear on the intended specific purpose for each credit product.
We are proactive in nudging our customers so they use our products in intended way, but will say ‘stop’ and support our users when it is not a sustainable situation.
We speak with simple language, and always make sure the customer understands how much he/she will pay. No fuss. No hidden fees.