P.F.C. Credit Principles

1. We only lend to customers we believe can pay back

P.F.C. is debit at heart. We make sure our customers can keep tabs on their money before granting them more credit.

2. We want to solve our customer's everyday hassle with money

We are clear on the intended specific purpose for each credit product.

3. We guide our customers throughout the credit journey

We are proactive in nudging our customers so they use our products in intended way, but will say ‘stop’ and support our users when it is not a sustainable situation.

4. We provide transparent information so that customers can make informed decisions about our credit products

We speak with simple language, and always make sure the customer understands how much he/she will pay. No fuss. No hidden fees.