Invest in crypto

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Curious about crypto?

Are you interested in crypto but at the same time not sure about how to start? Now you are able to invest in crypto through P.F.C. You can use the money you have on your P.F.C.-account.

Falling debit cards pfc
Falling debit cards pfc

Easy to get started

Avoid the hassle of creating a wallet, storing keys, or keeping track of exchange rates when investing in crypto, all you need is the P.F.C.-app and your BankID.

Available 24/7

All investments take place on a regulated platform and will be available twenty four seven.

Falling debit cards pfc
Falling debit cards pfc

Lower fee with Premium

The service will only cost you when you buy or sell crypto. The fee is 4,5% of your invested amount, but only 2,5% as a Premium user.

Invest in crypto

Become a P.F.C. customer right now if you are not already one. Accept the terms of use and start investing right away

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"Simple, fast and secure"

Alex, 27


What is crypto?

Crypto or cryptocurrency are digital money (coins) based on blockchain technology, which makes them difficult to steal and counterfeit. Crypto has value and purchasing power in the same way as regular (fiat) currencies. In some cases you can even use crypto as payment, but it is still most common to buy crypto as an investment.

What is Bitcoin?

Bitcoin is the first cryptocurrency based on blockchain technology and is also the most famous currency since it’s launch in 2009. In recent years, several other currencies have gained popularity and market share; Etherium, Cardano, Tether and Litecoin to name a few.

What is a wallet?

A crypto wallet can, for example, be in the form of a program on the computer, a mobile app, an account with the bank, or a hardware wallet. The wallet helps you store your public and private keys. The keys control your assets and only whoever has access to the keys can conduct transactions with the cryptocurrencies.

Why is no wallet needed at P.F.C.?

With us you avoid the hassle of creating a wallet or storing keys, we and Bitpanda will help you with that. All you need is the P.F.C. app and your BankID.

How do I invest in crypto?

If you want to buy the cryptocurrency itself, it’s a good idea to research how everything works and how to keep your coins safe. Another way is to invest in crypto through a provider. Then you don’t have to keep track of keys and wallets, the supplier takes care of that for a small fee. P.F.C. together with Bitpanda is such a provider that offers a service for investing in cryptocurrencies.

What are the advantages of investing in crypto through P.F.C.?

You can invest directly with the money from your P.F.C. account. You only pay fees when you buy and sell. It's quick to get started. You can buy and sell crypto 24/7. You don't have to create a wallet or keep track of keys. All investment takes place on a trading platform provided by our partner Bitpanda.

What is Bitpanda?

Bitpanda is an Austrian investment platform for e.g. crypto investments regulated by the Austrian Financial Supervisory Authority (FMA). Together with Bitpanda, P.F.C. offers an easy way to invest in cryptocurrencies in the P.F.C. app. The company was founded in 2014 in Austria and has since expanded to serve over 4 million customers. Bitpanda is considered a safe and reliable platform for buying and selling cryptocurrencies.

What does it cost?

You pay a fee every time you buy and sell crypto in the app. The app itself is free to download and there are no investment requirements. The fee is 4.5% of the amount you buy or sell for. With Premium, you only pay 2.5% of the amount. The fee is automatically deducted in connection with the transaction from your P.F.C. account.

What are the risks of investing in crypto?

Crypto is a high-risk investment. The exchange rate is volatile and can heavily go up and down from one day to another. When you invest, there is always a risk that you will lose the money you have invested. If you choose to buy the cryptocurrency itself, you need to keep a key to your coins in a safe place. If your key is lost, you can no longer access your coins. If you instead choose to invest in crypto through a provider, you don't have to store the key yourself, instead, the provider manages your investment for you, but it's still important to choose a reliable provider. Remember that historical exchange rate performance is not an indication of future performance. Information from P.F.C. and Bitpanda should not be considered as financial advice and we never make recommendations for the purchase or sale of cryptocurrency.

Is there a minimum amount to invest in crypto through P.F.C.?

The minimum amount you can invest is SEK 25, so it's easy to get started and try investing.

Who can invest in crypto through P.F.C.?

You need to be 18 years old and registered in Sweden. You also need to have downloaded the P.F.C. app and registered as a customer in order to invest in crypto with P.F.C.

What do I need to know before investing in crypto?

It's always a good idea to do research before you start investing. If you want to learn more about Bitcoin, you can read our guide here. (link to Bitcoin article when available). Also, keep in mind that crypto is a high-risk investment, so only invest money you can afford to lose.

Do I need to declare cryptocurrency to the Swedish Tax Agency?

All profits and losses need to be reported to the Swedish Tax Agency every year. Read more on the Swedish Tax Agency's website about how to declare cryptocurrencies.

What are the benefits of investing in crypto with P.F.C.?

  • You can invest directly with the money from your P.F.C.-account
  • You will be able to invest in crypto around the clock
  • You don’t have to create a wallet yourself and keep track of keys
  • All investments take place on a regulated platform
  • It only costs when you buy and sell
  • It’s quick to get started

A crypto guide for beginners

Cryptocurrency is digital money based on encrypted information and a shared list of all history. The list shows every transaction since the chain was created.


An investment is a placement of money with the hope that the value will increase over time. An investment is often associated with a higher risk than a regular savings account, but can also provide higher profits.

A financial kickstart

Taking care of your finances can feel like a big task, especially if you’ve never done it before or if you’re under a lot of financial stress. Do not give up. It’s never too late to regain control of your finances.

Remember that crypto is a high-risk investment, and the exchange rate is volatile and can heavily go up and down from one day to another. Only invest money you can afford to lose.

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