Crypto or cryptocurrency are digital money (coins) based on blockchain technology, which makes them difficult to steal and counterfeit. Crypto has value and purchasing power in the same way as regular (fiat) currencies. In some cases you can even use crypto as payment, but it is still most common to buy crypto as an investment.

Bitcoin is the first cryptocurrency based on blockchain technology and is also the most famous currency since it’s launch in 2009. In recent years, several other currencies have gained popularity and market share; Etherium, Cardano, Tether and Litecoin to name a few.

A crypto wallet can, for example, be in the form of a program on the computer, a mobile app, an account with the bank, or a hardware wallet. The wallet helps you store your public and private keys. The keys control your assets and only whoever has access to the keys can conduct transactions with the cryptocurrencies.

With us you avoid the hassle of creating a wallet or storing keys, we and Bitpanda will help you with that. All you need is the P.F.C. app and your BankID.

If you want to buy the cryptocurrency itself, it’s a good idea to research how everything works and how to keep your coins safe. Another way is to invest in crypto through a provider. Then you don’t have to keep track of keys and wallets, the supplier takes care of that for a small fee. P.F.C. together with Bitpanda is such a provider that offers a service for investing in cryptocurrencies.

You can invest directly with the money from your P.F.C. account. You only pay fees when you buy and sell. It's quick to get started. You can buy and sell crypto 24/7. You don't have to create a wallet or keep track of keys. All investment takes place on a trading platform provided by our partner Bitpanda.

Bitpanda is an Austrian investment platform for e.g. crypto investments regulated by the Austrian Financial Supervisory Authority (FMA). Together with Bitpanda, P.F.C. offers an easy way to invest in cryptocurrencies in the P.F.C. app. The company was founded in 2014 in Austria and has since expanded to serve over 4 million customers. Bitpanda is considered a safe and reliable platform for buying and selling cryptocurrencies.

You pay a fee every time you buy and sell crypto in the app. The app itself is free to download and there are no investment requirements. The fee is 4.5% of the amount you buy or sell for. With Premium, you only pay 2.5% of the amount. The fee is automatically deducted in connection with the transaction from your P.F.C. account.

Crypto is a high-risk investment. The exchange rate is volatile and can heavily go up and down from one day to another. When you invest, there is always a risk that you will lose the money you have invested. If you choose to buy the cryptocurrency itself, you need to keep a key to your coins in a safe place. If your key is lost, you can no longer access your coins. If you instead choose to invest in crypto through a provider, you don't have to store the key yourself, instead, the provider manages your investment for you, but it's still important to choose a reliable provider. Remember that historical exchange rate performance is not an indication of future performance. Information from P.F.C. and Bitpanda should not be considered as financial advice and we never make recommendations for the purchase or sale of cryptocurrency.

The minimum amount you can invest is SEK 25, so it's easy to get started and try investing.

You need to be 18 years old and registered in Sweden. You also need to have downloaded the P.F.C. app and registered as a customer in order to invest in crypto with P.F.C.

It's always a good idea to do research before you start investing. If you want to learn more about Bitcoin, you can read our guide here. (link to Bitcoin article when available). Also, keep in mind that crypto is a high-risk investment, so only invest money you can afford to lose.

All profits and losses need to be reported to the Swedish Tax Agency every year. Read more on the Swedish Tax Agency's website about how to declare cryptocurrencies.

• You can invest directly with the money from your P.F.C.-account
• You will be able to invest in crypto around the clock
• You don’t have to create a wallet yourself and keep track of keys
• All investments take place on a regulated platform
• It only costs when you buy and sell
• It’s quick to get started