A digital wallet or e-wallet, like Google Pay and Apple Pay, is an app based product that makes it easier to pay when you’re on the go. With a digital wallet you’ll have all your cards stored securely in one place, your phone. That way you can simply pay safe and swift by just tapping your phone or smartwatch on any card reader that supports contactless payments.
Apple Pay - Apple users will find the Wallet app pre installed on their phone. Add a credit card, debit card or prepaid card in the Wallet app. Don’t forget to add your cards to any other Apple devices you might want to use with Apple pay. Apple pay works on iPhone, Apple watch, mac and iPad.
Google Pay - If you want to use your phone as a payment method in stores you’ll have to download Google Pay. You’ll find the app in the Play store if you use an Android device. After you’ve downloaded the app you’ll be ready in minutes, get your card information ready for an easy set up and follow the steps in the app.
You have probably seen people just tapping their devices or cards against a card reader, that is contactless payment. It works the same way with both your physical card as with your digital wallet on your phone or smart watch. Tapping your device makes for a faster check out, and you don’t have to worry about leaving the card in the reader. If you have a smart watch you’ll just have to add your card to your digital wallet and tap the terminal with your wrist. For smaller amounts you won’t even have to put in your pin, smart huh?
Digital wallets work everywhere where you can tap your card. If the store accepts contactless payments it’ll be fine to use your phone or smartwatch. You can also use both Google Pay and Apple Pay in many online stores.
Digital wallets are designed with safety and simplicity in mind, and there are many advantages. Firstly you don’t need to fill in your card details everytime you shop online. You won’t have to fumble with your wallet when you check out at the grocery.
Your card details are not stored by either Google or Apple, not even the vendor gets acces to your card details since they’re encrypted. Both Google and Apple generate a uniqe sequence for every new transaction and you always approve your purchase with fingerprint or face-ID.
If you also protect your phone with a password, fingerprint or facial recognition your details are even safer if your phone gets lost or stolen. Block your Google Pay or Apple Pay from any web browser and avoid having to freeze your physical card.