You have been together for awhile, you have fun together, and maybe even live together. You can cook each other's favorite food, watch the same movies and listen to the same music. But how well do you really know each other economically? Research has shown that couples with shared finances fight less about money. In other words, talking about money might be beneficial to your relationship. Here are 20 questions and suggested answers, for those who want to get to know their partner even better.
Good questions for starting the conversation about money
- What would you buy if you won 1 million?
- Can you buy happiness?
- How often do you need new shoes?
- How do you put a silver lining on a weekday?
- How much should a birthday present to your partner cost?
- What was your last large purchase? Was it worth it?
- Tell me about a purchase you regret?
- Do you rather spend on items or experiences?
- How do you want to spend your vacation? Stay at home/ Travel
- What do you do on a Saturday evening?
- Do you own a credit card? When do you use it?
- Do you need to own a car?
- What type of food do you want to have at home? Meat/ Vegetarian/ Meal kits/ Something lighter/ Luxurious
- Who should be responsible for the bills? Both/ Whoever knows most about economy
- What streaming services do you need?
- What do you do if a family member wants to borrow 1 000 euros?
- What do you do with the money you have left at the end of the month? Save/ Splurge
- What do you do if you want something you can’t quite afford yet? Part payments/ Wait and save
- How do you save your money? Stocks and bonds/ Savings account/ High or low risk
- Where do you want to live in 10 years? House/ Apartment/ Rent/ Own
Are you ready for shared finances?
When you have gone through all the questions, you've come a long way. Talking about money has been shown to contribute to a healthier relationship. Hopefully you've learnt something new about each other, and maybe you're even ready for a shared account. Dare to take the next step in your relationship.
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