Scan to get started
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Compare how much you spend from month to month, and see your average spending during a full year.
Read more
Your Premium subscription allows you to withdraw up to 10,000 SEK per month while you’re abroad – with no extra fees.
Read more
Don’t settle for one savings goal, set up to 10 savings goals with Premium.
Read moreHere you can find the pricing of all P.F.C. products and services.
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More and better tools for your personal finance management
35
Free withdrawals up to 10 000 SEK/month
3% fee on withdrawals above 10 000 SEK/month
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Keep tabs on the allowance with the P.F.C. card for kids
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A shared account for couples
Yearly
420
35
Half year
240
40
Quarterly
135
45
Monthly
50
50
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Go below zero when you need to
Used credit
10 000
Daily interest
5
Max interest per month
100
Annual percentage (APR)
23,70%
Total interest
1 200
Total amount
11 200
The interest is fixed and it is an open end credit. The minimum monthly payment is 6% or 50 SEK depending on the highest amount. A fully used credit of 10 000 SEK repaid during 12 months means a total repayment of 11 200 SEK. That results in a monthly repayment of 933 SEK and annual percentage rate of 23,70%. Other ways of using the credit can lead to higher annual percentage rate.
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Convert a purchase into a part payment
Example: For a Part payment of 10 000 SEK calculated with a repayment time of 12 months and a monthly fee of 80 SEK, the total amount to be paid is 10 960 SEK which gives an APR of 18,71 %. Other ways of using the service may lead to a higher APR.
300–1 000
10
1 001–2 000
20
2 001–4 000
40
4 001–6 000
60
6 001–10 000
80
1 000
19,46%
22,29%
23,70%
2 000
19,46%
22,29%
23,70%
4 000
19,46%
22,29%
23,70%
6 000
19,46%
22,29%
23,70%
10 000
15,32%
17,52%
18,71%
1 000
10
1 030
1 060
1 120
2 000
20
2 060
2 120
2 240
4 000
40
4 120
4 240
4 480
6 000
60
6 180
6 360
6 720
10 000
80
10 240
10 480
10 960
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Borrow 20 000–400 000 SEK unsecured
The interest on your loan varies between 6.49–25.95%. Your interest is individual and based on your credit score.
Loan amount
100 000 SEK
Repayment term
4 years
Setup fee
395 SEK
Admin fee per month
25 SEK
Interest (APR*)
7,9% (8,99%*)
Monthly repayment
2 462 SEK
Number of repayments
48
Total amount to repay
118 552 SEK
*Your interest is variable and may change during the repayment period. Other ways of using the credit may result in a higher yearly interest rate.
View Terms for Personal loans and SECCI for Personal loans here.
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All other costs related to using P.F.C.
Freemium
1 000
/month
3%
Premium
10 000
/month
3%
Overdraft
100
Reminder
60
Debt collection
180
Replacement card
95
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Invest in crypto with money from your P.F.C. account
Freemium
4.5%
Premium
2.5%
© PFC Technology AB.
Hälsingegatan 49, 113 31 Stockholm
Box 55983, 102 16 Stockholm
08-662 96 00
hello@getpfc.com
PFC Technology, Swedish company registration number 556851-3112, is a Payment Institution according to Payment Services Act (2010:751) and is under the supervision of Sweden’s Financial Supervisory Authority. PFC Technology AB has its registered office in Stockholm. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The PFC-card is issued by Svea Bank AB pursuant to license by Mastercard International Inc. Svea Bank AB is authorized by the Financial Conduct Authority to conduct banking.