Scan to get started
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Keep tabs on your money with P.F.C. Download for free and get started immediately.
The P.F.C. app and card are free. Upgrade for the premium experience.
Compare how much you spend from month to month, and see your average spending during a full year.
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Your Premium subscription allows you to withdraw up to 10,000 SEK per month while you’re abroad – with no extra fees.
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Don’t settle for one savings goal, set up to 10 savings goals with Premium.
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or 420 SEK a year
Read more12 months 420 SEK
6 months 240 SEK
3 months 135 SEK
1 month 50 SEK
Deducted from your shared Duo account
Used credit
Daily interest
Maximum interest per month
Annual percentage rate (APR)
12 months
Total interest
Total amount
The interest is fixed and it is an open end credit. The minimum monthly payment is 6% or 50 SEK depending on the highest amount. A fully used credit of 10 000 SEK repaid during 12 months means a total repayment of 10 720 SEK. That results in a monthly repayment of 893 SEK and annual percentage rate of 13.84% Other ways of using the credit can lead to higher annual percentage rate.
Use Flex Credit as a short-term loan. Always aim to pay the entire debt when you top up your balance.
Example: For a Part payment of 10 000 SEK calculated with a repayment time of 12 months and a monthly fee of 80 SEK, the total amount to be paid is 10 960 SEK which gives an APR of 18,71 %. Other ways of using the service may lead to a higher APR.
Purchase size
Fixed monthly fee
300 - 1 000 SEK
1 001 - 2 000 SEK
2 001 - 4 000 SEK
4 001 - 6 000 SEK
6 001 - 10 000 SEK
Amount
1 000 SEK
2 000 SEK
4 000 SEK
6 000 SEK
10 000 SEK
Example fee
Instalments and total amount
Amount
1 000 SEK
2 000 SEK
4 000 SEK
6 000 SEK
10 000 SEK
Before you apply, be aware of the fees that come with using credit. Make sure there is room in your finances. You can clear the debt at any time and will not pay the fee for the remaining months.
Freemium
< 1 000 SEK/month
Free
> 1 000 SEK/month
1.5% fee on withdrawals
Premium
< 10 000 SEK/month
Free
> 10 000 SEK/month
1.5% fee on withdrawals
100 SEK overdraft fee
60 SEK reminder fee
180 SEK debt collection fee
Other
Card replacement
95 SEK
© PFC Technology AB 2021. All rights reserved.
Hälsingegatan 47, 113 31 Stockholm
Box 55983, 102 16 Stockholm
08-662 96 00
hello@getpfc.com
PFC Technology, Swedish company registration number 556851-3112, is a Payment Institution according to Payment Services Act (2010:751) and is under the supervision of Sweden’s Financial Supervisory Authority. PFC Technology AB has its registered office in Stockholm. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The PFC-card is issued by Svea Bank AB pursuant to license by Mastercard International Inc. Svea Bank AB is authorized by the Financial Conduct Authority to conduct banking.