Scan to get started
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Let's get you up and running with P.F.C., just scan the QR-code below with your phone camera.
Compare how much you spend from month to month, and see your average spending during a full year.
Read more
Your Premium subscription allows you to withdraw up to 10,000 SEK per month while you’re abroad – with no extra fees.
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Don’t settle for one savings goal, set up to 10 savings goals with Premium.
Read moreHere you can find the pricing of all P.F.C. products and services.
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More and better tools for your personal finance management
35
Free withdrawals up to 10 000 SEK/month
3% fee on withdrawals above 10 000 SEK/month
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Keep tabs on the allowance with the P.F.C. card for kids
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A shared account for couples
Yearly
420
35
Half year
240
40
Quarterly
135
45
Monthly
50
50
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Go below zero when you need to
Used credit
10 000
Daily interest
5
Max interest per month
100
Annual percentage (APR)
23,70%
Total interest
1 200
Total amount
11 200
The interest is fixed and it is an open end credit. The minimum monthly payment is 6% or 50 SEK depending on the highest amount. A fully used credit of 10 000 SEK repaid during 12 months means a total repayment of 11 200 SEK. That results in a monthly repayment of 933 SEK and annual percentage rate of 23,70%. Other ways of using the credit can lead to higher annual percentage rate.
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Convert a purchase into a part payment
Example: For a Part payment of 10 000 SEK calculated with a repayment time of 12 months and a monthly fee of 80 SEK, the total amount to be paid is 10 960 SEK which gives an APR of 18,71 %. Other ways of using the service may lead to a higher APR.
300–1 000
10
1 001–2 000
20
2 001–4 000
40
4 001–6 000
60
6 001–10 000
80
1 000
19,46%
22,29%
23,70%
2 000
19,46%
22,29%
23,70%
4 000
19,46%
22,29%
23,70%
6 000
19,46%
22,29%
23,70%
10 000
15,32%
17,52%
18,71%
1 000
10
1 030
1 060
1 120
2 000
20
2 060
2 120
2 240
4 000
40
4 120
4 240
4 480
6 000
60
6 180
6 360
6 720
10 000
80
10 240
10 480
10 960
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Borrow 20 000–400 000 SEK unsecured
The interest on your loan varies between 6.49–25.95%. Your interest is individual and based on your credit score.
Loan amount
100 000 SEK
Repayment term
4 years
Setup fee
395 SEK
Admin fee per month
25 SEK
Interest (APR*)
7,9% (8,99%*)
Monthly repayment
2 462 SEK
Number of repayments
48
Total amount to repay
118 552 SEK
*Your interest is variable and may change during the repayment period. Other ways of using the credit may result in a higher yearly interest rate.
View Terms for Personal loans and SECCI for Personal loans here.
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All other costs related to using P.F.C.
Freemium
1 000
/month
3%
Premium
10 000
/month
3%
Overdraft
100
Reminder
60
Debt collection
180
Replacement card
95
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Invest in crypto with money from your P.F.C. account
© PFC Technology AB.
Hälsingegatan 49, 113 31 Stockholm
Box 55983, 102 16 Stockholm
08-662 96 00
hello@getpfc.com
PFC Technology, Swedish company registration number 556851-3112, is a Payment Institution according to Payment Services Act (2010:751) and is under the supervision of Sweden’s Financial Supervisory Authority. PFC Technology AB has its registered office in Stockholm. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The PFC-card is issued by Svea Bank AB pursuant to license by Mastercard International Inc. Svea Bank AB is authorized by the Financial Conduct Authority to conduct banking.