Sometimes you need help financing a purchase or creating flexibility in your finances. We have solutions for various needs. Compare our loans and credits here and see what suits you best.
Are you planning to invest in a new bed or need to buy a car? With our private loan, you can borrow the money you need and pay it back for up to 10 years.
What Personal loans
When Before purchase
Cost Interest from 6,49%
Repayment period Up to 10 years
Credit amount 20 000–400 000 SEK
Do you often get stressed about your balance just when it’s your turn to pay? With our credit buffer Flex, you can feel confident that the payment will go through, even when the balance is too low.
What Buffer on the card
When At checkout
Cost Daily fee 5 SEK*
Repayment period 1–30 days
Credit amount Up to 10 000 SEK
*Maximum 100 SEK/month
When many expenses come at once, you may want to split the cost over several months instead. Choose an already-made purchase to convert, and get the money back in your account instantly.
What Part payment
When After purchase
Cost Fixed monthly fee
Repayment period Pay in installments 3, 6 or 12 months
Credit amount Up to 10 000 SEK
Apply for a personal loan, get a credit buffer on the card, or convert an already-made purchase into a part payment. As a P.F.C. customer, you get a free payment card and access to most of our functions in the app.
Our views on lending
We ask questions about your finances and conduct a thorough credit check to lend money responsibly.
We create credit products that are easy to understand and guide you on how to use them optimally and sustainably.
We are careful to provide you with transparent information so that you know what our credit products cost to use. No hassle. No hidden fees.
Read our credit principles hereCompare how much you spend from month to month, and see your average spending during a full year.
Read moreYour Premium subscription allows you to withdraw up to 10,000 SEK per month while you’re abroad – with no extra fees.
Read moreDon’t settle for one savings goal, set up to 10 savings goals with Premium.
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