Articles

Select articles and newspieces about personal finance from P.F.C.

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November 28, 2022

Shared Chrismas gifting

Those of you who celebrate Christmas together with each others families have probably noticed that it gets a little stuffed under the tree. And a little empty in the wallet when January comes.

November 18, 2022

Your first salary

You’ve just finished your first month at your new job and soon you’ll receive your hard earned money. You probably already have an idea of how you want to spend it but make sure you leave something to put towards your savings goals.

November 14, 2022

Black friday

The highlight of shopping season, Black Friday, is the day after Thanksgiving, celebrated mostly in USA. Black Friday can be seen as the starting point of the Christmas shopping season as many retailers use the day to promote heavily discounted stuff.

November 14, 2022

Spend intentionally this Christmas

The Christmas gift of the year 2022 is: the homemade sweater, a thoughtful inexpensive gift. Read more about Christmas shopping on a budget

November 11, 2022

Shopping pause

Are you one of many that think our consumption have gone overboard? Of course it’s ok to treat yourself once in a while, we believe you should. But make sure you spend on quality instead of quantity

November 3, 2022

Reduce your food costs

Create some space in your budget by being smart with your food purchases. That doesn’t mean that you have to eat boring oatmeal for dinner, on the contrary. Our tips will open new doors to many exciting dishes and joyful hours in the kitchen. Keep reading for our best tips on how to keep the food costs down.

November 1, 2022

Keep tabs on Black Friday

By keeping tabs during black friday you might catch a good deal. Plan, make a list, and compare prices.

November 1, 2022

Travel with P.F.C.

Stay one step ahead by planning your trip the right way. By combining spending insights, budget and the travel advantages you'll ensure that your next holiday will be 10/10.

October 18, 2022

Have you heard of FIRE?

FIRE is an abbreviation of Financial independence retire early. The movement revolves around saving enough to be able to retire early and live off the savings and returns.

October 17, 2022

Budget friendly activities for the autumn school break

Week 44 and the autumn school break is soon upon us, and that means a week full of fun fall activities. We have gathered some tips on how to make the most of it, without having to break the bank.

October 3, 2022

Inflation worries

In a web-survey published by Novus, results show that almost 20% of Swedes are worried about the effects of inflation on their private economy.

September 27, 2022

Keep track of your energy consumption

The current situation in the world have resulted in energy prices being higher than ever. The costs are extra noticeable as the temperature lowers and we turn up the heat at home. Therefore it's good to keep tabs on your energy consumption to keep the costs down.

September 19, 2022

Pay day 2022-2023

The most common pay day in Sweden is on the 25th each month. If the 25th is a weedend or holiday, it pays out the day/days before. We have listed the dates.

April 22, 2022

Dream holiday 2022

After two hard pandemic years it finally looks like we will get a smashing summer. Regardless if you’ll spend your vacation at home or if you are traveling abroad, it might pay of to plan ahead. We have gathered our best tips for getting the most out of your money this summer vacation. 

March 4, 2022

Tax refunds 2022

The tax refund is money that you get back annually if you have paid too much tax the previous year. The date you are getting the money refunded depends on when you approved your tax return. You’ll find all the important dates to keep track of listed below.

December 13, 2021

The talk-about-money-test — 20 questions about economy for you and your partner

You have been together for awhile, you have fun together, and maybe even live together. You can cook each other's favorite food, watch the same movies and listen to the same music. But how well do you really know each other economically? Research has shown that couples with shared finances fight less about money.

December 10, 2021

Couples who share their finances fight less

In a newly published study from Stockholm University, the authors Ann-Zofie Duvander and Linda Kridahl, investigated correlations between economic wellbeing and how couples choose to share their economy. The results include that couples with shared finances tend to fight less about money.

September 7, 2021

Spend consciously with a budget

In layman's terms a budget is usually the max limit you set for your expenses. A budget is a useful tool for a sustainable private economy for anyone who wants to save more, make ends meet or just keep track of their finances. Above all, it's easy to use and creates certainty when you're in control of your finances.

September 7, 2021

Take your relationship to the next level

All couples are different , and so are their finances. Only you and your partner knows what works best for you, but one thing applies to every relationship – communication is key. An important reminder when you are talking about money is of course to respect each other's differences, and to compromise to reach your common goals.

September 7, 2021

Save for your dream vacation 2022

We didn't get a normal summer this year either. Even if the Swe-cation isn't all that bad you might’ve already started planning for a trip during 2022. That's why we’ve put together a little guide to make it easier for you to start saving. Create a travel budget for 2022 and start right away! We’ll take it from the top.

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